You’ve finally managed to pull yourself away from work to spend a few days on a beach somewhere, eating, drinking, relaxing and living your best life. But then the bill comes and suddenly, you’re poring over the various expenses that have added up in addition to your room rate. When you’re on vacation, the last thing you want is to think about your budget constantly to avoid overspending. That’s where all-inclusive resorts come in. 

With all-inclusive resorts, guests simply book a room and then spend their vacation indulging in unlimited foods and drinks without worrying about additional costs. It’s the ultimate stress-free vacation experience. In addition to meals and drinks, guests get access to an array of recreational activities and entertainment options. With their all-encompassing approach, all-inclusive hotels provide a convenient and immersive vacation experience for travelers looking to unwind and enjoy a truly relaxing vacation. 

Luckily, major hotel brands like Marriott, Hilton and Hyatt are expanding their all-inclusive offerings so members can book these types of properties using their hotel points. By utilizing your points for an all-inclusive stay, you can embark on a luxurious vacation and create lasting memories without breaking the bank. Below, CNBC Select rounds up some of the top all-inclusive resorts around the world where you can redeem points and the best travel rewards credit cards for earning hotel points.

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United States

Alila Ventana Big Sur

Courtesy of Hyatt

You don’t have to travel out of the country to experience the comfort and luxury of an all-inclusive resort. World of Hyatt has several properties in the U.S. that you can book with as little as 35,000 points per night. These resorts are easy to reach and don’t require a passport stamp, providing the ultimate hassle-free vacation.  

Alila Ventana Big Sur

This Alila Ventana Big Sur is nestled among the cliffs of Big Sur, California, providing a picturesque setting to enjoy a stress-free getaway. Alila Ventana Big Sur is an all-inclusive Hyatt resort ranging from 35,000 to 45,000 World of Hyatt points per night. All meals and snacks are complimentary, including both the resort’s restaurants and room service. Guests can also take advantage of various on-site activities, including yoga, hiking, crafts classes, picnic excursions, chauffeur service within a 3-mile radius and more. 

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Miraval Austin Resort & Spa

This wellness resort tucked away in the Texas Hill Country is bookable on Hyatt points and is a gratuity-free property. Rates at the Miraval Austin range from 40,000 to 50,000 World of Hyatt points per night for one guest and 57,500 to 72,000 points for double occupancy. This rate includes luxury accommodations, meals and snacks, access to wellness activities like meditation and rock climbing and a $175 nightly resort credit per person which can be used toward spa treatments or other extras.

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Miraval Berkshires Resort & Spa

The Miraval Berkshires is a perfect getaway for East Coast travelers looking to reset and restore. The resort boasts a peaceful setting in Lenox, Massachusetts and offers unique activities like horseback riding, beekeeping and various activities around the resort’s on-site farm. Award nights range between 40,000 and 50,000 World of Hyatt points per night for one guest (additional 17,5000 to 20,000 points per night for double occupancy). As with all Miraval properties, booking with Hyatt points gets you a $175 resort credit per person that you can apply towards the spa, premium activities, horseback riding lessons and specialty workshops. 

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Don’t miss: Get free breakfast, room upgrades and more with the best hotel credit cards

Mexico

Hyatt Ziva Los Cabos

Courtesy of Hyatt

From Los Cabos to Cancun, Mexico is awash with all-inclusive resorts operated by nearly every major hotel chain. With Hyatt and Marriott incorporating well-known properties into its portfolio, there are now more ways to redeem points for all-inclusive resorts than ever. Hilton has also been opening new resorts in the region. There’s something for everyone, whether you’re looking for a family vacation or an adults-only getaway.

Hilton Tulum Riviera Maya All-Inclusive Resort

The Hilton Tulum Riviera Maya opened in May 2022 and offers upscale accommodations in a family-friendly beachfront setting. For 95,000 Hilton Honors points per night, you can book a spacious Nature View room with a balcony overlooking lush greenery. Each booking includes unlimited food and drinks at the resort’s 13 restaurants, a free minibar, fitness activities, daily cultural activities, as well as live music and entertainment. 

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Royalton Riviera Cancun, An Autograph Collection All-Inclusive Resort & Casino

The Royalton Riviera Cancun stands out for offering luxurious accommodations, an array of dining options and nonstop entertainment. Marriott Bonvoy no longer publishes an award chart, but you can typically book this property for around 55,000 points per night. The resort offers plenty of entertainment options, including a water park, kids and teen clubs and complimentary non-motorized water sports. This property can be even more of a bargain with Marriott’s fifth-night free benefit.

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Hyatt Ziva Los Cabos

Hyatt’s family-friendly Ziva brand is a compelling choice for those who want a prime beachfront location, vast dining options and activities for all ages, including an on-site water park. You can book this hotel for just 25,000 to 35,000 World of Hyatt points per night. You can transfer points to World Hyatt from Chase Ultimate Rewards® or Bilt Rewards® instantly or apply for The World of Hyatt Credit Card, which currently offers up to 60,000 bonus points — earn 30,000 bonus points after you spend $3,000 in your first three months from account opening, plus up to 30,000 more bonus points by earning 2X points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1X bonus point, on up to $15,000 spent. 

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Don’t miss: 3 credit card perks to make your next hotel stay even better

Caribbean

Hilton La Romana, an All-Inclusive Family Resort Dominican Republic

Courtesy of Hilton

Major hotel chains are also expanding their all-inclusive resorts in the Caribbean, with excellent options at every price point. If you’re looking to get value out of your points, consider the following Caribbean all-inclusive resorts:

Hilton La Romana, an All-Inclusive Family Resort (Dominican Republic)

The Hilton La Romana offers themed dining at seven different restaurants, plus 24/7 room service. The resort offers entertainment for all ages, with an on-site water park, kids and teen clubs, a 21,000-square-foot spa, casino and dive center. A standard garden-view room with a balcony and fully-stocked minibar will set you back just 76,000 points per night. If you’re traveling without kids, Hilton also offers the adults-only all-inclusive La Romana resort right next door.

[ Jump to the best Hilton Honors credit cards ]

Holiday Inn Resort Montego Bay (Jamaica)

The Holiday Inn Montego Bay is one of the few all-inclusive resorts you can book with IHG One Rewards points. The resort isn’t the most luxurious on the list, but a standard award gets you into an ocean-view room for 50,000 points per night. Plus, all guests receive parking and five restaurants to choose from.

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Planet Hollywood Costa Rica

Located in the serene Papagayo Peninsula, this all-suite Marriott Autograph Collection resort offers exceptional value for your points. Starting at 50,000 Marriott Bonvoy points per night, guests can book a suite with a private balcony, room service and reservation-free dining at seven gourmet restaurants and bars. The resort also has three pools, a fitness center and a spa, where guests can indulge in treatments at an added cost. With the welcome bonus from a co-branded Marriott card, such as the Marriott Bonvoy Brilliant® American Express® Card, you can easily cover multiple free nights at this resort. Terms apply.

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Hyatt Ziva Cap Cana (Dominican Republic)

Located on Punta Cana’s Juanillo Beach, this all-inclusive resort offers guests complimentary non-motorized watersports to really enjoy the setting. Guests can dine at a whopping 11 restaurants and bars and enjoy the on-site water park and spa for a bit of fun and relaxation. Free standard nights are a bargain at just 35,000 to 45,000 World of Hyatt points. 

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Don’t miss: These are the best credit cards for maximizing Marriott stays

Europe and Asia

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Middle East and Africa

Al Maha, a Luxury Collection Desert Resort and Spa

Courtesy of Marriott

There aren’t many all-inclusive resorts you can book with points in Africa and the Middle East. However, Hilton and Marriott both provide exceptional options. You can stay at some unique properties that offer tremendous value at different price points. 

Al Maha, a Luxury Collection Resort in Dubai (United Arab Emirates)

The Al Maha is an ideal choice for anyone looking for a dessert oasis away from the bustle of Dubai. With paid rates exceeding $1,000 per night, you’re better off redeeming 92,500 to 120,000 Marriott points instead. You’ll enjoy a spacious Bedouin suite with a private plunge pool and unlimited meals and drinks. The resort offers unique activities like falconry and guests can choose up to two per day. 

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Hilton Marsa Alam Nubian Resort (Egypt)

This Red Sea resort has a prime location for snorkeling at bargain prices. You can book a free night at this all-inclusive property for just 30,000 points, which includes a pool view room and complimentary meals at seven bars and restaurants offering diverse cuisine. With the welcome bonus from the Hilton credit cards, you can book up to five free nights at this resort. 

[ Jump to the best Hilton Honors credit cards ]

Best cards for earning points for all-inclusive resorts

Hilton Honors

Hilton Honors American Express Surpass® Card

Information about the Hilton Honors American Express Surpass® Card has been collected independently by Select and has not been reviewed or provided by the issuer of the card prior to publication.

  • Rewards

    12X points per dollar for eligible purchases on your card made directly with a participating hotel or resort within the Hilton portfolio; 6X points for eligible purchases at U.S. restaurants, U.S. supermarkets and U.S. gas stations; 3X points for other eligible purchases

  • Welcome bonus

    Earn 130,000 Hilton Honors Bonus Points and one Free Night Reward from Hilton Honors after you spend $2,000 in purchases on the Hilton Honors American Express Surpass® Card in your first 3 months of Card Membership.

  • Annual fee

  • Intro APR

  • Regular APR

  • Balance transfer fee

  • Foreign transaction fee

  • Credit needed

The Hilton Honors American Express Business Card

On the American Express secure site

  • Rewards

    Earn Hilton Honors Bonus Points for each dollar of eligible purchases on your card: 12X at hotels and resorts in the Hilton portfolio, 6X at U.S. gas stations, on US purchases for shipping, on wireless telephone services purchased directly from U.S. service providers, on flights booked directly with airlines or with Amex Travel, on car rentals booked directly from select car rental companies, and at U.S. restaurants, 3X on all other eligible purchases. Terms & Limitations Apply.

  • Welcome bonus

    Limited Time Offer: Earn 150,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $4,000 in purchases on the Hilton Honors Business Card within the first three months of Card Membership. Offer ends 7/19/23.

  • Annual fee

  • Intro APR

  • Regular APR

  • Balance transfer fee

  • Foreign transaction fee

  • Credit needed

Hilton Honors American Express Card

On the American Express secure site

  • Rewards

    7X points on eligible purchases charged directly with hotels and resorts within the Hilton portfolio; 5X points on dining at U.S. restaurants; 5X points on groceries at U.S. supermarkets; 5X points on gas at U.S. gas stations; 3X points for each dollar spent on other eligible purchases

  • Welcome bonus

    Earn 70,000 Hilton Honors Bonus Points and a Free Night Reward after you spend $1,000 in purchases on the Card in the first 3 months of Card Membership.

  • Annual fee

  • Intro APR

  • Regular APR

  • Balance transfer fee

  • Foreign transaction fee

  • Credit needed

IHG One

IHG® Rewards Premier Credit Card

  • Rewards

    Earn up to 26 points total per $1 spent when you stay at an IHG hotel, 5 points per $1 spent on purchases on travel, gas stations, and restaurants, 3 points per $1 spent on all other purchases

  • Welcome bonus

    Earn 140,000 bonus points after spending $3,000 on purchases within the first three months of account opening

  • Annual fee

  • Intro APR

  • Regular APR

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater

  • Foreign transaction fee

  • Credit needed

IHG® Rewards Premier Business Credit Card

  • Rewards

    Earn up to 26 total points per $1 spent when you stay at an IHG hotel, 5X points per dollar spent on travel and at gas stations, restaurants and dining, social media and search engine advertising and at office supply stores, 3X points per dollar spent on all other purchases

  • Welcome bonus

    Earn 165,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening

  • Annual fee

  • Intro APR

  • Regular APR

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater

  • Foreign transaction fee

  • Credit needed

Member FDIC. Terms apply.

IHG® Rewards Traveler Credit Card

  • Rewards

    Earn up to 17 points total per $1 spent when you stay at an IHG hotel, 3 points per $1 spent on purchases on monthly bills, gas stations, and restaurants, 2 points per $1 spent on all other purchases

  • Welcome bonus

    Earn 80,000 bonus points after spending $2,000 on purchases within the first three months of account opening

  • Annual fee

  • Intro APR

  • Regular APR

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater

  • Foreign transaction fee

  • Credit needed

Marriott Bonvoy

Marriott Bonvoy Boundless® Credit Card

  • Rewards

    Earn 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining; 1 Elite Night Credit towards Elite Status for every $5,000 spent; earn up to 17X total points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card, and 2X points for every $1 spent on all other purchases

  • Welcome bonus

    Earn 75,000 Bonus Points after you spend $3,000 on purchases in your first 6 months from your account opening. Plus 50,000 Bonus Points after you stay 6 eligible paid nights at hotels participating in Marriott Bonvoy® through 1/31/24

  • Annual fee

  • Intro APR

  • Regular APR

    20.99% – 27.99% variable on purchases and balance transfers

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater

  • Foreign transaction fee

  • Credit needed

Terms apply. Information about the Marriott Bonvoy Boundless® Credit Card has been collected independently by CNBC Select and has not been reviewed or provided by the issuer of the card prior to publication.

Marriott Bonvoy Brilliant® American Express® Card

On the American Express secure site

  • Rewards

    6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®  program. 3 points at restaurants worldwide and on flights booked directly with airlines. 2 points on all other eligible purchases.

  • Welcome bonus

    Earn 150,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership. Plus, earn 50,000 Marriott Bonvoy bonus points after you stay 6 eligible paid nights at hotels participating in Marriott Bonvoy through 1/31/24. Offer ends 8/9/2023.

  • Annual Fee

  • Intro APR

  • Regular APR

  • Balance transfer fee

  • Foreign transaction fee

  • Credit needed

Marriott Bonvoy Bevy™ American Express® Card

On the American Express secure site

  • Rewards

    6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy; 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).

  • Welcome bonus

    Earn 125,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership. Plus, earn 50,000 Marriott Bonvoy bonus points after you stay 6 eligible paid nights at hotels participating in Marriott Bonvoy through 1/31/24. Offer ends 8/9/2023.

  • Annual fee

  • Intro APR

  • Regular APR

  • Balance transfer fee

  • Foreign transaction fee

  • Credit needed

Marriott Bonvoy Business® American Express® Card

On the American Express secure site

  • Rewards

    6X Marriott Bonvoy Points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program, 4X points for each dollar of eligible purchases at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping, 2X points on all other eligible purchases

  • Welcome bonus

    Earn 75,000 Bonus Marriott Bonvoy Points after you use your new Card to make $3,000 in purchases within the first 3 months of Card Membership.

  • Annual fee

  • Intro APR

  • Regular APR

    20.74% – 29.74%  variable

  • Balance transfer fee

  • Foreign transaction fee

  • Credit needed

World of Hyatt

  • The World of Hyatt Credit Card: Earn 30,000 bonus points after you spend $3,000 on purchases in your first three months from account opening. Plus, up to 30,000 more bonus points by earning 2 bonus points total per $1 spent in the first six months from account opening on purchases that normally earn 1 point, on up to $15,000 spent.
  • World of Hyatt Business Credit Card: Earn 60,000 bonus points after you spend $5,000 on purchases in your first three months from account opening.

The World of Hyatt Credit Card

  • Rewards

    Earn up to 9 points total per $1 spent at Hyatt: 4X bonus points per $1 when you use your card at Hyatt hotels and 5X bonus points per $1 you can earn as a World of Hyatt member

  • Welcome bonus

    Earn up to 60,000 total bonus points: Earn 30,000 bonus points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 more Bonus Points by earning 2X bonus points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1X bonus point, on up to $15,000 spent

  • Annual fee

  • Intro APR

  • Regular APR

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

  • Credit needed

Member FDIC. Terms apply.

World of Hyatt Business Credit Card

  • Rewards

    9X total points at Hyatt: 4X points when you use your card at Hyatt hotels and 5X base points as a World of Hyatt member. You can also earn 2X points in your top three spend categories each quarter through 12/31/23, then your top two categories each quarter, 2X points on fitness club and gym memberships, and 1X point on all other purchases.

  • Welcome bonus

    60,000 bonus points after you spend $5,000 on purchases in your first 3 months from account opening

  • Annual fee

  • Intro APR

  • Regular APR

    21.24% – 28.24% variable on purchases and balance transfers

  • Balance transfer fee

    Either $5 or 5% of the amount of each balance transfer, whichever is greater.

  • Foreign transaction fee

  • Credit needed

Member FDIC. Terms apply.

Bottom line

All-inclusive resorts often come with a higher price tag due to the inclusion of meals, drinks, and various amenities. By redeeming your points for an all-inclusive stay, you can enjoy a luxurious vacation without worrying about the additional costs of food, beverages, and activities. You can relax and indulge in the resort’s offerings without constantly reaching for your wallet. With so many major brands expanding their offerings, there is sure to be a property that fits your budget and vacation needs.

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For rates and fees of the Hilton Honors American Express Surpass® Card, click here.

For rates and fees of the Hilton Honors American Express Aspire Card, click here.

For rates and fees of the The Hilton Honors American Express Business Card, click here.

For rates and fees of the Hilton Honors American Express Card, click here.

For rates and fees of the Marriott Bonvoy Brilliant® American Express® Card, click here.

For rates and fees of the Marriott Bonvoy Bevy™ American Express® Card, click here.

Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party.

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